Cash flow

If you have read the first part of this blog. So you will know what the cash flow is. And how they are different for rich, poor and middle-class people. In this blog, you will study the cash flow (income, expenses, asset and liability).

Income : - Income means those substantial benefits. Through which the person and his business's  runing of life. Income gain from many means. Which I have described in the blog called 'Types of income'. If you read the 'Types of income' blog Click here

Expenses: - A person (family, company, organization etc.) or his business is the expense of the items in which his income is used for his livelihood. 'Robot' writes in his book that the increase in the income of the poor person will also increase his expenditure

Income and Expenses Cashflow

Increase in income increases the expenditure.

Liability: - Liability is defined by such property purchased by a person. From which the expenditure of that person increases. 'Robot kyosaki' writes in his book, that the liability is the one who does the job of extract money from the pocket of a person.

Cash flow of Liability

Assets (Samapatiya): - 'Robot Kyosaki' writes in his book. Assets are those, which bring money into the person's pocket. Or reduces its expenditure.

Cash flow of assets

Examples :-1 A person purchases a car for his personal use. In such a condition, that person car is an Liability. Because that car will spur in the person's expense.

2 If that person does any such work in which he needs a car, and he uses the rental car. If his personal car expenditure is less than 'Rental Car'. So in that position, they are Car Asset. Because they reduce the expenditure.

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Cash flow

If you are a student of commerce, you will have to read about cashflow in your college, but we mean cashflow in school only with the change in cash. But my favorite Writer Robot T. Kiosaki has explained many more to Cashflow in his book. He has explained that where a person uses his income, he is called cashflow. Some commonalities are found in the cashflow of each rich, every poor or every middle class person.explain

Cashflow of Poor Persons

Poor people spend more than their income.
Similarly, in the cashflow of the middle class, they also spend more than their income. In reality, poor and middle-class people do not know how money is made from money.
                   

Cashflow of middle class persons.

The middle-class person uses their income in expenses, and after that, they are able to purchase the liability from the remaining income. Which increases their expenditure further.

Cashflow of Rich Persons

All this information has been taken from robot T. Keiosaki's book "Rich Dead Poor Dead". Click here to buy this book and read its eBook.

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Types of Income

Most people get their income from a source. But rich people get their income from many sources. So, if you want to be rich then you will have to make many sources of income. Come on consider these.


(1) Earned Income: - Earned income refers to that income. When a person receives fixed income by another person. So he called earned income. This income can be obtained from many more than 1 person. But at all times it is obtained using the time. Because of which it is an active money. Examples of this income are wages, salary or professional people, etc.

(2) Commission Income: - Commission income refers to that income. Who receives income by buying and selling property from other persons. These people are brokers, middlemen, arbitrators etc. This is a kind of active money.

(3) Profit income: - Profit Income is from that income. this income gain from the  buy-sell or manufacture-sale of goods. This income is different from commission income because in it the person owns property. It is also called business income. If the business does not runs without you , then it will say active Money. And if the business run without you, then it will call passive money.

(4) Rental Income: - When you give an property (In addition to cash) to someone else for use, then that person gives an amount in place of the use of that property. Which is called rent. And this income is called rental income. These income is mostly obtained by paying rent to the land. The rental income is completely passive money. And to get this income, one has to invest. This income is mostly obtained from house and property. 

(5) Interest Income: - When you give cash to a person and that person gives you some amount in place of his use, he is called interest. Income derived from this is called interest income. This income is passive money. On depositing money in the bank, the bank also gives us interest on that money. And you can also give other people your money on interest. But this is very dangerous because in many cases it is believed to give not back the money back.

(6) Royalty Income: - Royalty income is from that income. Which you receive continuously in exchange for your merit. This is the income of a completely passive money. Thousands of writers like E.L jams., JK Rowling and my faverate writer Robot T. kiyosaki earn millions of dollars from royalty income. Additional book, trademark, copyright, etc. can be obtained from many sources of book writing.




(7) Capital Gain: - Capital Gain means that income is from the benefit of the change in the value of property according to time. If the value of property is low then it is called depreciation. And if the value of property increases then it is called Capital gain. These are neither active money nor passive money. This is an invisible advantage. Because it does not get continuously.

If you read this blog in Hindi Click here

        Active Money Vs Passive Money

Active Money

Active Money refers to that money. The person gets his hard work and in exchange for his time. They can get this money very little or without investment. That is why the money is good at the beginning level. But to become rich These are not good for money because they are only received from the same type of income. And this income is also used to develop the qualification. Every person receives this money only to a limit. Because every person has a limited work force. Every person can not work more than 8,10 or 12 hours. It does not require special abilities but more can be achieved by special ability. To get this type of money For you work for money.

Passive Money 

Passive Money means the money. Which is once again hard-earned by hard work. These earnings are obtained from either investment or with special qualifications. These money is not good at the beginning level. Because at the beginning level every person does not have much money or special qualifications. In this type of money, the person gets his work full reward. There is no collapse of qualification like active money. If you want to make rich then you have to get more money. This money can be obtained from more than one source. Because there is no time constraint in it. But then its growth gradually happens. Because this kind of income does not work for you money but money works for you.

You can use this link to read the type of income

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5 Businesses make in village earn millions

In today's friends, you will tell about some business or works in village. In which you invest money  between Rs.10 lakh and 20 lakhs and earn 5 to 20 lakh rupees or then more per year. Friends, let's start now.

1 Work of grain brockage : - If you live in the village. you will know which agricultural product grow in your village. may be that someone in your village does this work too.

This work starts at 5 to 10 lakh rupees. By purchasing grains from the farmers around them, it is packed and sold in a nearby grain market. The farmer does not work without assigning this work. Because farmers do not have so much. They should send a truck to the Grain Market.

2 cultivation of fruit: - If you have land in the village. Then you can earn lakhs of rupees by planting fruit trees in your farm from 1 to 2 lakh rupees or less. But the fruit tree takes 2 years to grow

If you do not have your own land, then it may be more costly for you. And in which you have planted the fruit trees and how many have planted them. And how much attention have they given to them. Your earnings are fixed on this matter.

3 Milk work: - If you live in the village. So you have seen that most of the farmers living in the village have some cow or buffer on their farm.

You can buy the milk from them and make a product of paneer, mawa or any milk and sell it at a price in the city. If you do not do anything you can only sell milk at a slightly higher price.

4 Papad Industries: - In villages, labor wages are lesser than cities. Because of which you can establish a papad industry without the papad factory. If you plant labor-oriented industries by not using factory base industries in the village. Papad made by hand is preferred by machine compared to papad made from machine.

Hand made papad, larger than machine made papad . You can do this industry.

5 Work of old furniture: - People of the villages are quite economical compared to cities. They pay attention to the age of the object more than appearance. Because old-time financiers were much stronger than today's furniture. And they are also cheap.


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The Quie 2005

This story is from a girl named Dot. He is suffering from the problem of loneliness because he understands that he could stop the misery of his father in which his father died. The death of his father is given to his mother's friend Olivia. In Olivia's house, her husband and her daughter Nina also live. Dot survives as dumb and deaf in Olivia's house. Nina does not like the dot. Because of which he humiliates her time from time to time. The most beautiful boy in college, Corner, likes him. On the other hand, Nina starts to understand the dot. She tells him, his father sleeps with him. They will kill them with their lives. But Nina is unable to do this. On one day when Dana was assaulting Nina, Dot kills him. Both of them go to Corner's dance party, taking everything. Both of them are coming home by erasing evidence and then Olivia is taking police custody.

Questions

Q.1 Will Nina, Corner and Olivia know that the dot is not dumb and deaf? 

Q.2 Why did Olivia arrest the police? 

Expand 

1 If you want to know what is the problem of loneliness then you should use this link


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